Q&A

What is this they call the Medicare Advantage Annual Election Period?

September 14, 2010

The Medicare Advantage Annual Election Period starts November 15th and runs through December 31st. During this time, Medicare beneficiaries may change prescription drug plans, change Medicare Advantage plans, return to original Medicare, or enroll in a Medicare Advantage plan for the first time. I am again urging my clients (and potential clients) to return to [...]

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InTheNews

Health Reform Causing Big Price Hikes – Some Simple Things To Do To Protect Yourself

September 1, 2010

Health Insurance costs continue to rise. The recent national debate on health insurance was ostensibly to lower costs. Many in the industry spoke loud that the proposals being put forward would raise premiums faster than ever before. Even though the full impact of this is not yet felt, underlying pressure on costs has begun in [...]

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Q&A

Does Accident Insurance Equal Workers Comp?

August 25, 2010

In a word: No! However, even though that is true, for many Accident Insurance provides them needed protection when Work Comp Insurance is simply not an option for them. Many self-employed individuals do opt out of Work Comp for themselves. Why do they choose to do this? Its because 1) it is expensive and 2) [...]

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Do You Regret Enrolling in Medicare Advantage?

August 23, 2010

What can be done about it now? There are five scenarios in which Medicare Advantage members may disenroll from their plan. Scenario #1 If you are disenrolled from an MA plan because the plan is leaving Medicare, stops giving care in their area, or the customer moves out of the plan’s service area, you are [...]

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COBRA Substitute

August 23, 2010

If you have recently been laid off, you may have been offered COBRA. COBRA provides insurance while a person is in between jobs. If you can afford it, you should purchase your COBRA offering, or buy permanent individual health insurance (I can help you with this). However, if you cannot afford to pay for COBRA, [...]

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