Q&A

Original Medicare with a Supplement OR Medicare Advantage: Which is better?

November 30, 2010

So that the question is understood, a person on Medicare may elect to have Original Medicare and A Good MediGap (Supplemental Insurance ) from a private insurance company OR they can elect to have Medicare Advantage which is administered by a private insurance company. My personal bias is that a person is usually better off [...]

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FYI

What Are The New Choices for Medicare Supplements and Advantage Plans?

November 29, 2010

Traditionally, from Jan. 1st to March 31st each year, Medicare Advantage (MA) members have had the option to switch to a different Medicare Advantage Plan. Starting in 2011, the three-month period is shortened to six weeks and is no longer an Open Enrollment Period. It becomes the Annual Disenrollment Period (ADP). From Jan. 1st to [...]

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2011 Medicare Update

November 23, 2010

Each fall Medicare announces its deductibles and co-payments for the following year. The 2011 deductibles and co-payments have been announced. The biggest increase is an additional $32 for the hospital Part A deductible that must be paid for each hospital confinement that begins a new benefit period. The HDF and F+ high deductible amount did [...]

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Q&A

Get Your Insurance Questions Answered Free

October 1, 2010

I’ve been writing this blog for sometime. Sometimes it is not apparent what I should include in my subject matter. Starting today, I will begin answering questions people have via posts on Facebook with a simultaneous link on Twitter and here on my Agency’s Blog. No names will be used. When there is personal information, [...]

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FYI

Sometimes it is just doing the simple things …

September 28, 2010

I think most of you would agree that we live in a complicated world. But if we get sick or involved in a accident that leads to our death, what is needed has remained the same for as long as I can remember. Decisions must be made and money must be available to handle the [...]

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