When “Grandfathered” Health Plans Get Cancelled

June 20, 2019

Anthem announced today that they are discontinuing seven (7) so-called grandfathered plans. Ignoring the fact that this is kind of the opposite of the very term – as the idea of “grandfathered” is that it doesn’t go away. None-the-less, money drives these decisions and so it is what it is. This highlights why it is […]

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Medicare … Choices

June 18, 2019

When people go onto Medicare they are faced with a number of decisions. They will usually get inundated with mail all designed to move them in one direction or another. The problem is that people are not the same. They have different needs, different backgrounds and different ideas as to what is “good”. A person […]

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Do You Have “Enough” Life Insurance?

May 11, 2019

Do you have enough life insurance? It’s not a question most people like to consider. But it’s something one should consider. Why? Things change. Policies that seemed perfect may no longer be. Or the amount of insurance, once thought adequate may not be. And then there is also the change in the type of policy […]

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The Cost of Long Term Care (and how to plan for it)

April 1, 2019

I know, I know. Nobody wants to go into a LTC facility. But the truth is, many people do every single year. If a person faces a health issue, and cannot take care of themselves, this is where they recover at. And for many, it is a temporary situation. And for many, it is covered […]

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What The Opioid Crisis May Mean For You

August 22, 2018

Most people are aware that the U.S. is in the midst of an “opioid crisis.”  The number of deaths related to opioids has been growing at a shocking rate since 2010. What is “opioid’s”? Everything from Oxycodone, Vicodin, Codeine, Morphine, Heroin and Fentanyl. So it covers both legal and illegal substances. What you may not have […]

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