Prescriptions
Keep your health plans from bankrupting the company.
If you own a company¹ and provide health care coverage for your employees, how can you choose good coverage, and yet not send your company to the poorhouse?
Have you ever considered a Health Savings Account-qualified plan? In recent years, many companies have moved to HSA’s to save money. This is a good thing, but what [...]
Saving some real money on your Group Insurance …
There was a story on the PR Newswire dated August 18th that talked about the growth of CDHP’s (Consumer Driven Health Plans). These plans typically have higher deductibles, and are often put together with a health reimbursement account (HRA) or a health savings account (HSA).
Both of these stategies will help keep an employer’s costs down. [...]
Medicare Web Site
An article appearing yesterday, August 19, in HealthDay News reports that “a majority of seniors who visit the Medicare Web site find getting the information they need a frustrating experience.”
If this is true of you, I just want you to know that I am here to help you. Give me a call, or send me [...]
What can I do for you?
Friends,
There are a lot of insurance agencies with websites up. All of them can and will sell you insurance. Why should you do business with me?
Let me tell you a little about myself. I kind of fell into this business. I was a project manager for a small to midsize General Contractor in Stockton CA. [...]
So … what’s important to you?
As an agent, I get an incredible amount of email regarding legislation, proposed legislation, and people trying to get legislation introduced that will affect the cost of health insurance that you and I pay for!
The only thing clear to me is that nothing is clear. It seems to me that few of these people even [...]
Why buy health insurance …
In three short words: To Save Money.
What? Save money? But it costs me money.
Yes, but it also saves money. How so?
By being involved in a purchasing pool, sometimes the savings are really truly huge. Sometimes they are just ordinary … not enough to mention. But did I mention sometimes the savings are huge?
And we do [...]
How to enroll in a Medicare Supplement (over the phone)
Regular Medicare Supplements, also known as Medi-Gap policies, supplement Medicare. These differ from the “Medicare Advantage” plans, which essentially privatize Medicare.
I am happy to announce that my personal favorite company - highly rated and with good rates - has agreed to allow me to enroll a person in their Medicare Supplement plans on the phone. [...]
Choosing the right health insurance plan …
Can you really do it yourself? Possibly.
Friends, there a lot of websites today where a person can get rates for medical insurance. But what most people do not realize - they are all the same! They may look different, but they all have the same plans.
This is because, currently, only some companies allow online quoting [...]
Choosing a Medicare Advantage Plan and Medicare Part “D” (Prescriptions)
The idea is simple enough: ‘Let’s help folks on Medicare save money on their health care expenses.” See, Medicare pays for some but not all medical costs - and basically NONE of the prescription medicine costs. The implementation, however, was far from simple! It seems unlikely that anyone could make it more complicated and [...]
