Medicare

Medicare Part B premiums to be unchanged in 2009

AP Online -
Sept. 22: Washington - The monthly premium for the vast majority of the elderly and disabled participating in Medicare will hold steady at $96.40 next year. It’s the first time since 2000 that the charge for health coverage is not increasing.
Premiums usually go up to reflect higher costs and demand for care projected [...]


Medicare Web Site

An article appearing yesterday, August 19, in HealthDay News reports that “a majority of seniors who visit the Medicare Web site find getting the information they need a frustrating experience.”
If this is true of you, I just want you to know that I am here to help you. Give me a call, or send me [...]


What can I do for you?

Friends,
There are a lot of insurance agencies with websites up. All of them can and will sell you insurance. Why should you do business with me?
Let me tell you a little about myself. I kind of fell into this business. I was a project manager for a small to midsize General Contractor in Stockton CA. [...]


College Planning …

Life insurance can be, and should be, an integral part of college planning. Life insurance may make possible,  that which a person desires for children  - whether or not they are still living to make it happen.
One of the biggest problems in doing this, can be money. “So, if I put money away for my [...]


So … what’s important to you?

As an agent, I get an incredible amount of email regarding legislation, proposed legislation, and people trying to get legislation introduced that will affect the cost of health insurance that you and I pay for!
The only thing clear to me is that nothing is clear. It seems to me that few of these people even [...]


How to enroll in a Medicare Supplement (over the phone)

Regular Medicare Supplements, also known as Medi-Gap policies, supplement Medicare. These differ from the “Medicare Advantage” plans, which essentially privatize Medicare.
I am happy to announce that my personal favorite company - highly rated and with good rates - has agreed to allow me to enroll a person in their Medicare Supplement plans on the phone. [...]


Choosing the right health insurance plan …

Can you really do it yourself?  Possibly.
Friends, there a lot of websites today where a person can get rates for medical insurance.  But what most people do not realize - they are all the same!  They may look different, but they all have the same plans.
This is because, currently, only some companies allow online quoting [...]


Choosing a Medicare Advantage Plan and Medicare Part “D” (Prescriptions)

The idea is simple enough: ‘Let’s help folks on Medicare save money on their health care expenses.” See, Medicare pays for some but not all medical costs - and basically NONE of the prescription medicine costs. The implementation, however, was far from simple! It seems unlikely that anyone could make it more complicated and [...]