Medicare

Medicare: A Basic Understanding

Sometimes people will continue working primarily due to feeling the need for health insurance. This is understandable, in view of the uncertainty today.
When a person does reach Medicare age, questions often arise. Questions like:
1) What is original Medicare?
2) What are Medicare Advantage Plans?
3) What about prescription drugs? And finally …
4) What about Long Term Care?
Original [...]


Why I Prefer Medicare Supplements over Medicare Advantage Plans

There are 636,000 Medicare Advantage Plan Seniors that are being cancelled. About half of those enrolled in Medicare Advantage plans in my county are being impacted by this.
Now its true that some will find other plans to select from. But its important to understand that of the approximately 9,500,000 seniors still covered by Medicare Advantage [...]


Good service means supplying the customer what they want.

A recent experience got me to thinking…
Our local grocery store is owned and managed by a nice family. The family has been in the community for over 100 years. Apparently they rely a great deal on their delivery people to “decide” what they will carry in their grocery store. I do not know why they [...]


Call me an Agent of Change

For years, those of us in the insurance business who sought to put our clients first called ourselves “Brokers”. Now the term Broker is really a misnomer, for we are in fact – from a legal standpoint Agents.
With that thought in mind – call me an Agent of Change. Changes are coming, there is no [...]


The Health Care Debate … a little truth would be welcome.

Without being political, I cannot allow my readers to believe that what is being widely reported by the traditional news organizations is truthful. It is not. I have noted repeated misstatements and what I call endrounds (that is saying something that may be true in itself yet serves to obfuscate the listener).
The Health Proposal in Congress [...]