Long Term Care

Medicare: A Basic Understanding

Sometimes people will continue working primarily due to feeling the need for health insurance. This is understandable, in view of the uncertainty today.
When a person does reach Medicare age, questions often arise. Questions like:
1) What is original Medicare?
2) What are Medicare Advantage Plans?
3) What about prescription drugs? And finally …
4) What about Long Term Care?
Original [...]


Good service means supplying the customer what they want.

A recent experience got me to thinking…
Our local grocery store is owned and managed by a nice family. The family has been in the community for over 100 years. Apparently they rely a great deal on their delivery people to “decide” what they will carry in their grocery store. I do not know why they [...]


Call me an Agent of Change

For years, those of us in the insurance business who sought to put our clients first called ourselves “Brokers”. Now the term Broker is really a misnomer, for we are in fact – from a legal standpoint Agents.
With that thought in mind – call me an Agent of Change. Changes are coming, there is no [...]


Long Term Care … how to provide for.

It is often the case that we feel, should something happen to us where we need long-term care, we will “just stay at home”.
People generally feel that way because of one of two things:

They don’t like the idea of convalescent hospitals with all of the negative connotations the word calls to mind, or
They [...]