life insurance

But what do I get out of term life insurance .. ?

You don’t usually think of Term Life Insurance as a retirement tool. We generally speak of this
as a means of having adequate protection during the raise-the-children years, or perhaps as a
tool for business, buy-sell agreements etc.
One of the downsides to term insurance is, … well, it’s for a term. Ten years, twenty years,
some fixed number [...]


What can I do for you?

Friends,
There are a lot of insurance agencies with websites up. All of them can and will sell you insurance. Why should you do business with me?
Let me tell you a little about myself. I kind of fell into this business. I was a project manager for a small to midsize General Contractor in Stockton CA. [...]


College Planning …

Life insurance can be, and should be, an integral part of college planning. Life insurance may make possible,  that which a person desires for children  - whether or not they are still living to make it happen.
One of the biggest problems in doing this, can be money. “So, if I put money away for my [...]


So … what’s important to you?

As an agent, I get an incredible amount of email regarding legislation, proposed legislation, and people trying to get legislation introduced that will affect the cost of health insurance that you and I pay for!
The only thing clear to me is that nothing is clear. It seems to me that few of these people even [...]


War Risk Coverage

Take the case of…
the International Engineering Firm.  Having won a bid for a design and building project in Iraq was great news for the firm, but not such great news for the HR and Risk Management Departments.
They had to scramble to find replacement coverage for the Group Life, LTD, AD&D, Medical, and Kidnap & Ransom [...]


So how does the mortgage crisis affect your insurance rates?

Just a small article to explain how this works. My comments have to do with long term disability insurance.
Although this is not a hard and fast rule, it works something like this …
For every 1% drop in interest rates, insurance may go up by about 4%. Why is this?
Long Term Disability Insurance is to insure [...]


Simple to Apply for Life Insurance

At mpmyers.com –  Insurance & Financial services, it is our aim to help you select and apply for any insurance that you have a need for. In order to do this, we are happy to talk to you (either on the phone or in person) - this often will only take five or ten minutes [...]