health insurance

Why Talk To Me About Insurance?

I’ll tell you the complete unvarnished truth.
Take for instance all the talk about bad insurance companies. Now, there is no doubt that there are some bad apples out there. But is the talk you hear in the news really honest and truthful?
For instance …
Do you know who the number one denier of health insurance claims [...]


Six Reasons to Apply Online

Health insurance has always been something that I have advocated people talk to me about before applying.
Why?
For two simple but very important reasons;

People have different expectations when they purchase health insurance, and
Health insurance companies only give you the reasons to buy their product. They rarely discuss the thinking that goes into selecting a plan. [...]


Save Money in Health Insurance and Improve Benefits

Can this be done? In almost all cases, the answer is yes. This will work in groups of 2-50 and the principles of this can even be done by individuals.
I have tried to write a post on how this is done, but my post includes a graph that compares the typical PPO that most people [...]


Insurance and The Lottery

It’s not uncommon for people to have the view that insurance is like the lottery … a big gamble.
For a person who has never filed a claim, I guess I understand them having this view. However, I want to examine this conclusion for just a moment.
According to information posted on the Internet:
The odds of winning [...]


Employers Save Big Bucks on Health Care

With the push toward required health insurance, and the ever changing Topsy-Turvy world of politics, how does an employer plan? And what can be done about the spiraling costs?
Actually the answer to both of these questions is the same. Plan for change, but do what is good for you and your employees now.
But it keeps going up and [...]