My recent post about our personal experience involving Cathi’s aunt’s funeral and the need for final expense was one I especially wanted to write. No one wants to go to a funeral, but death is inevitable and not planning for it is a mistake that only the survivors pay the cost (both emotionally and materially). Fortunately, Cathi’s aunt was an especially practical woman and had things well in hand.

The need for this type of planning simply cannot be overemphazized and its so easy to do! I feel good about being able to help people with this.

Cathi found this blog about the same thing today. They say, when it rains it pours. To have to deal with one family member is tough, not to mention the amount this man is having to deal with, all within weeks of each other. But he does a very nice job pointing out why this type of planning is so very important.

My services are free. The planning instrument is free. Funding can come either from your own sources or through final expense plans or annuities – both of which I handle. (And yes, I am paid from the companies involved).

Can I help you with this?

My wife and I just got back from a trip to her home town.  Her aunt passed away, so we attended the funeral.   My wife’s aunt had things well arranged ahead of time, and so things went very smoothly for the family with arranging for the funeral.

The family was free to concentrate on the things that mattered, remembering her, re-strengthening family ties and visiting with loved ones who were able to make the journey “home” to pay their last respects.  All of the business of funeral planning had been taken care of in advance.

Pre-planning and writing down one’s wishes only makes sense. And one does not need to be “old” to do this.  As it says in the book of Ecclesiastes:  “Time and unforeseen occurrence befalls us all.”  So, it is prudent to plan for the worst and hope for the best.

Do you have a Memorial Guide?  I feel so strongly about their importance, that much of what I offer with regards to completing one, I offer without charge (free).

 If a person’s circumstances change, they can update their Memorial Guide as the need exists. It literally only takes a few minutes to make a change.

Some people might say, “Oh, I have that in my will.”

While I highly recommend having a will, it is often the case that a will is not read until sometime after the funeral. One of the benefits of having a Memorial Guide prepared is that it provides your survivors information as to where your will is located as well as other important matters. (If you do not have a will, I can get you a discount on having one made. It costs less than one hundred dollars).

Your Memorial Guide also provides information as to how you are funding your last arrangements. This could be money you have that is set aside for this purpose or you may have funeral insurance* – a form of life insurance that is designed to provide funds quickly.  All of this important information is contained within your Memorial Guide.

*Funeral insurance is low cost and often available even in situations where traditional life insurance may not be possible.  Ask me about it, and I will be happy to tailor a plan to your specific needs.

I’m here to help you with this. I offer the Memorial Guide and advice free to all who ask for it. Give me a call or email me and I will provide you with your free Memorial Guide.