Dental Insurance

Six Reasons to Apply Online

Health insurance has always been something that I have advocated people talk to me about before applying.
Why?
For two simple but very important reasons;

People have different expectations when they purchase health insurance, and
Health insurance companies only give you the reasons to buy their product. They rarely discuss the thinking that goes into selecting a plan. [...]


Good service means supplying the customer what they want.

A recent experience got me to thinking…
Our local grocery store is owned and managed by a nice family. The family has been in the community for over 100 years. Apparently they rely a great deal on their delivery people to “decide” what they will carry in their grocery store. I do not know why they [...]


How can I afford health insurance?

You Need a Budget
Keep reading. I promise you this makes sense and there are health insurance options for you out there.
We all need to budget.
Why?
It makes sense for YOU to be the one who decides how to spend your hard-earned dollars.
Quite likely, most have been in that situation where we feel like we’re just [...]


Affordable Dental Plans

It is often the case that when talking about health insurance, I am asked about dental insurance. Traditionally, excellent dental plans could be found in the over 10 employee group market, but plans were not available that I wanted to recommend to the smaller group market or individuals/families.
Why? Because the plans differed by size. Plans [...]


Dental Plans – Can Individuals find a good one?

As an insurance agent and broker, I am driven to provide value to my clients. For this reason, I have never been real big on individual/family dental insurance.
This is because dental insurance, unlike health insurance, does not protect against the big loss. It is always capped, and usually relatively low.  A company cannot sell and [...]