Archive for May, 2009
Long Term Care … how to provide for.
It is often the case that we feel, should something happen to us where we need long-term care, we will “just stay at home”.
People generally feel that way because of one of two things:
They don’t like the idea of convalescent hospitals with all of the negative connotations the word calls to mind, or
They [...]
So … how do I retire?
People work their whole lives to enjoy retirement. But with the recent problems we’ve had, some wonder “just how do I retire”?
In times past, people did things conservatively. In recent years, this strategy was often been mocked and people went for the bigger and better. It seems though that conservative has its benefits.
I advocate some [...]
Dental Plans – Can Individuals find a good one?
As an insurance agent and broker, I am driven to provide value to my clients. For this reason, I have never been real big on individual/family dental insurance.
This is because dental insurance, unlike health insurance, does not protect against the big loss. It is always capped, and usually relatively low. A company cannot sell and [...]
And did you think that CMS would only tinker with Medicare Advantage Plans?
The Wall Street Journal reports on efforts to reduce payouts to hospitals under the Medicare Program. Essentially, they claim that Hospitals are padding their bills, and the Hospitals claim that they are losing money on Medicare Patients.
Two things, you my reader need to know.
1) This action, if implemented will further drive up costs for those [...]
