If a person lives in California, there is a provision to change your Medicare Supplement in the month of your birthday … without having to answer health questions.

Why would a person do this?

Every company offers plans that are duplicated by other companies. But they are not priced the same. So one reason is to save money.

Many times a person selected a plan based on their research and did not use an experienced agent to help them. This often leads to buying one plan when another would have been more cost-efficient.

But also a plan can be great when entering Medicare but in a few short years, another company is better going forward. This is because some companies concentrate on having a low-cost plan at age 65, but another concentrates on having great rates as a person ages. They would like to incentivize you to remain with them.

I represent plans that will benefit you. Let me know and I will be happy to explain them to you, either on the phone or in person, whichever you prefer.


Enhanced Security With New Medicare Cards (and a new service I am offering)

March 7, 2018

Security is on the minds of most people today, and with good reason. We Insurance Agents go to great lengths to protect the personal information of our clients that we require in order to perform the service we provide. However, for years, much of our work was undone by the indiscriminate sharing of Social Security Numbers […]

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Medicare: Things to Keep in Mind

February 20, 2018

Medicare is an entitlement because receiving it is based on work credits that a person has accumulated. My estimation of it is mostly positive. However, there is a lot of confusion regarding the program. Up until now, Medicare has used SSN as a means of identifying a person. This is changing later this year when […]

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Why Does A Business Agent Do?

December 8, 2017

I really can’t say what other Business Agents do, but I can tell you what I offer. Over the many years I have been in the insurance business, I have on several occasions gotten involved in helping one of my clients in some manner. Sometimes this was as simple as drafting a letter for them […]

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Reasonable Steps to Safeguard Your Health

November 13, 2017

We all get busy in life. We have periods when it seems we cannot take time to just breath. At the same time, we may have this nagging feeling about our health. Perhaps a friend gets sick or even passes away. And we think about our own health. How can we set our mind at […]

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